ARTHUR HAILEY MONEYCHANGERS PDF

The president of a bank is dying and there are two contenders to take over from him. One of them plays it fair while the other would resort to any means to achieve his objective. There are several intriguing subplots,as in most Hailey books. There is the little guy,this time in the form of a bank teller who gets charged with stealing. There is a mid level executive who is crooked enough to want others to take the blame for his crimes.

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Two high-ranking executives groomed for the succession begin their personal combat for the position. One, Alex Vandervoort, is honest, hard-charging, and focused on growing FMA through retail banking and embracing emerging technology; the other, Roscoe Heyward, is suave, hypocritical, and skilled in boardroom politics, and favors catering more to business than to consumers. Heyward lives in a "rambling, three-story house in the suburb of Shaker Heights ," Cleveland, Ohio.

Senior bank teller Miles Eastin is discovered to be defrauding the bank whilst casting guilt on another teller, a young single mother named Juanita Nunez. He is dismissed, arrested, and convicted. While in prison, he is gang-raped by a gang of fellow inmates.

In prison, his knowledge of counterfeiting brings him to the attention of a gang of credit card forgers, who offer him a job on his release. Owing money to loan sharks , and desperate not to have to go to work for a criminal organization, he tries going back to his former employer to ask for some kind of job.

She agrees to be the " cut-out " whom Eastin will contact, and she will report back what he tells her to Wainwright. Eastin is discovered to be a planted spy by the criminal organization and tortured, only to be rescued in the nick of time as a result of Juanita being captured by the forgers and forced to identify Eastin.

She is released, but uses her photographic memory to count the amount of time she spent blindfolded in the car and the movements it made, and as a result is able to lead police to the safe house where Eastin was being held and tortured. At the end, Eastin, Juanita and her daughter, Estella, move out of the state where both get new jobs. As readers increasingly appreciate Vandervoort, the protagonist , they learn of his troubled personal life.

His advancement in banking circles has come as his marriage is failing; his wife Celia is confined to an inpatient psychiatric facility. As these men pursue their battle for the soon-to-be-vacant position of CEO, various issues involving the banking industry, such as credit card fraud , embezzlement , inflation, subprime lending , and insider trading are discussed.

First Mercantile American is eventually revealed to have a doppelganger in the form of an organized crime family. The fight for control of the bank continues under the darkening clouds of an approaching economic recession. Roscoe is manipulated into making a large, illegal and toxic loan to Supranational Corporation SuNatCo , a multinational conglomerate loosely based on International Telephone and Telegraph , with certain elements of Penn Central run by the powerful, unscrupulous CEO, G.

The ensuing scandal causes a bank run and panic among depositors, shareholders, and employees, with the perpetrator committing suicide rather than facing the consequences of his actions. By the vote of the board of directors, Vandervoort assumes the position of CEO of the half-ruined bank. Real-life background[ edit ] The Moneychangers was written before the wave of USA bank mergers that began in the s.

Under current conditions it is difficult to believe that a maimed bank, as First Mercantile American is described as being by the end of the book, could continue in business as an independent firm. Likewise, the novel predates the technological revolution and its effect on the financial services sector, with computers replacing the personal contact that characterized banking relationships when the book was written.

With the technology of today, this same newsletter would be a website with the creator having a cable TV show or webcast to disseminate his advice. One of the banking innovations that Hailey mentioned in The Moneychangers is Docutel , an automated teller machine , Hailey , p. In the novel, Jill Peacock, a journalist, interviewed First Mercantile American Bank executive VP, Alexander Vandervoort, in a suburban shopping plaza where the bank had installed the first two stainless-steel Docutel automatic tellers.

Vandervoort, whose clothes looked like they were from the "fashion section of Esquire" and who had the "mannerisms a la Johnny Carson", was not at all like the classical solemn, cautious banker in a double-breasted, dark blue suit.

Peacock compared him to the new ATMs which embodied modern banking. Wetzel had seen cash dispensing machines in Europe and was inspired to adapt Docutel technology, which was originally used in airport baggage handling, to create Docuteller, an American version.

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[PDF] The Moneychangers Book by Arthur Hailey Free Download (437 pages)

An avid reader, [2] Hailey began to write poems, plays and stories at a young age. Paramount , and for television in as Terror in the Sky. The book received good reviews, [13] [14] and was a selection of the Literary Guild of America. Dealing with international politics [9] the book was again selected by the Literary Guild, and was a best seller in Canada.

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